Trustee
A trustee is a person or institution that holds and manages assets for the benefit of another party, known as the beneficiary. The trustee has a fiduciary duty to act in the best interests of the beneficiary.

A trustee is a person or institution that holds and manages assets for the benefit of another party, known as the beneficiary. The trustee has a fiduciary duty to act in the best interests of the beneficiary, managing the assets prudently and in accordance with the terms of the trust agreement.

Key Responsibilities of a Trustee

Manage Assets

The trustee is responsible for managing the assets held in the trust, which may include stocks, bonds, real estate, and other investments.

Follow Trust Agreement

The trustee must follow the terms of the trust agreement, which outlines how the assets should be managed and distributed.

Act in Best Interests of Beneficiary

The trustee has a fiduciary duty to act in the best interests of the beneficiary, putting their needs ahead of their own.

Provide Accountings

The trustee must provide regular accountings to the beneficiary, showing how the assets have been managed and distributed.

Pay Taxes

The trustee is responsible for paying taxes on the income generated by the trust assets.

Types of Trustees

Individual Trustee

An individual who is appointed to serve as trustee.

Corporate Trustee

A bank or trust company that is appointed to serve as trustee.

Co-Trustees

Two or more individuals or institutions that are appointed to serve as trustees.

Choosing a Trustee

Experience and Expertise

Choose a trustee who has experience and expertise in managing assets and following trust agreements.

Integrity and Trustworthiness

Choose a trustee who is honest, reliable, and trustworthy.

Communication Skills

Choose a trustee who is able to communicate effectively with the beneficiary.

Fees

Consider the fees charged by the trustee.

The Role of a Trustee in Estate Planning

Trustees play an important role in estate planning, helping to ensure that assets are managed and distributed according to the wishes of the grantor (the person who created the trust).

Responsibilities of a Trustee (Illustrative)